FinTech 英国Curve 卡使用一周后的体验

这张卡最大的作用是可以让你的Amex信用卡变成MasterCard, 不了解这张神卡的可以去看下我之前发的帖子:
http://bbs.powerapple.com/bbs/topics/2804692
可能因为我是之前的内测报名用户,所以新的卡比别人到的要稍微早一点。
卡自带一些限制,取现是一天£200,每天消费最高£2000, 一个月最高消费是£5000.
额度会随着你用的频率而提升(其实我不相信他们说的,估计这个额度提升系统还没建好吧)。
我的Curve卡绑定了我的Amex Platinum CashBack, 这一周每天都取现£200,拿了8天。
一共£1600都顺利拿到,每次取款手机App和Apple Pay(我的Amex加进了Apple Pay) 都会立刻弹出提示说支出多少,非常方便.
不会再继续每天取现了,毕竟太夸张,而且我也没有什么年费要达到的要求. 如果正常下去的话每年的收益挺可观的。 建议绑定BA的普通卡,一年取现2万镑送额外的免费机票.
可以绑定不同姓名的卡,好像也可以绑定国外卡,因为上面有绑定的卡的Currency可以选择.

彩蛋来了:
Supercard可以绑定Curve Card,并且能够正常消费,相当于Amex在海外取现和使用也没有手续费了…这对于英国这个苦逼的地方简直是一个天大的好消息。
但是不知道为什么Curve Card在Super Card里面显示为Visa Debit.
Supercard现在还在内测,公测之后会开个帖子来说。

规则已改 变成每月只能拿£200, £200后有手续费, 有大量取现的朋友可以销卡退款。
https://api.imaginecurve.com/fair-use.pdf

更新:

今天在HOF看到上面说4月22号前申请卡的人不会受到每月£200的限制,在Curve Card给你Notice的两个月后才会限制。

1.10 Amendments to this Agreement. We may at any time amend, delete or add to this Agreement, including the Fees and other amounts which apply to your Account (as set out in Schedule 1) (a “Change”) by giving notice of such Change by posting a revised version of this Agreement on the Curve website(s). A Change will be made unilaterally by us and you will be deemed to have accepted the Change after you have received notice of it. We will give you 2 months’ notice of any Change with the Change taking effect once the 2 month notice period has passed, except the 2 month notice period will not apply where a Change is required by law or relates to the addition of a new service, extra functionality to the existing Service or any other change which neither reduces your rights nor increases your responsibilities. In such instances, the Change will be made without prior notice to you and shall be effective immediately.

所以结论是,收到卡的朋友在这两个月尽情的取现吧,两个月后配合Supercard无限取现也是棒棒的!

我申请了到现在还没有收到我的卡。

http://www.flyertalk.com/forum/manufactured-spending/1760471-curve-card-changes.html

真的假的?

不知道呢 我今天还能用Amex,官方也没有出说明说不能用

anything seems too good to be true is usually too good to be truth

FinTech是英国的趋势,具体可以看EY发布的FinTech报告, 在UK Gov网站上

规则已改 变成每月只能拿200 建议找Curve把钱追讨回来。我已经发出申请.
https://api.imaginecurve.com/fair-use.pdf

你这个不是fintech,是钻amex的漏洞罢了。
人家没那么蠢的。

这个明显就是FinTech, 这个不算哪个算?
Amex的漏洞这么好钻么,没有签协Amex有无数种方法停了这个卡.

所以呀,这不是就停了嘛
跟uber一样,弄点小恩小惠让你上钩,然后开始痛宰。

这个倒好,beta期都没过,就从每天200降到每月200了。
good luck!

也不知道被宰到什么了,他们也可以退款,不愿用的直接退款即可。
再说了她们的主要功能还是在的,就是把Amex转成Mastercard.

更新:

今天在HOF看到上面说4月22号前申请卡的人不会受到每月£200的限制,在Curve Card给你Notice的两个月后才会限制。

1.10 Amendments to this Agreement. We may at any time amend, delete or add to this Agreement, including the Fees and other amounts which apply to your Account (as set out in Schedule 1) (a “Change”) by giving notice of such Change by posting a revised version of this Agreement on the Curve website(s). A Change will be made unilaterally by us and you will be deemed to have accepted the Change after you have received notice of it. We will give you 2 months’ notice of any Change with the Change taking effect once the 2 month notice period has passed, except the 2 month notice period will not apply where a Change is required by law or relates to the addition of a new service, extra functionality to the existing Service or any other change which neither reduces your rights nor increases your responsibilities. In such instances, the Change will be made without prior notice to you and shall be effective immediately.

所以结论是,收到卡的朋友在这两个月尽情的取现吧,两个月后配合Supercard无限取现也是棒棒的!

取出的钱不再存回Debit Card中吗?还是直接花?花不了那么多吧,如果再存回去,金额大或次数多会带来银行对这个账户洗钱的担忧,因为cash无法追踪源头,所以如果是HSBC的账户那基本上很快就会被通知账户被关闭了的。

你好楼主,我已经收到curve与amx停止合作的邮件了,请问一下curve可以绑定银联卡吗,这是我能想到唯一留下它的价值了。还有请问一下,curve黑卡会有收取年费吗? 谢谢

我也收到,没试过银联卡,我已经把卡取消了

今天回复把amex叫停了

我看到有人说是假的消息。