打算老了进养老院的,你住的起嘛!

http://www.telegraph.co.uk/news/2017/05/14/nursing-home-fees-reach-1000-per-week-average-report-finds/
养老院一周700镑一个人,需要照看的一周1000!
各位,那样一年就是5万2.
你豪宅价值600k,两人分,也就是6年的事儿!
http://www.thisismoney.co.uk/money/pensions/article-3349355/Nursing-home-fees-course-reach-70k-YEAR-2035-state-pension-covers-fifth-cost.html
这篇分析的数据更多一些,分析了最便宜跟最贵的,已经平均年龄跟平均居住时间
女的18个月,男的10个月,估计然后就挂了吧。哈哈。

http://www.telegraph.co.uk/news/2017/05/14/nursing-home-fees-reach-1000-per-week-average-report-finds/
Olivia Rudgard, social affairs correspondent
15 MAY 2017 • 12:01AM
Average nursing home fees have reached £1,000 a week for self-funders, new figures show.

A report by analyst LaingBuisson found that fees for nursing care had broken the £1,000 barrier and had reached £1,200 in some places.

Weekly fees for self-payers in residential care homes without nursing care have reached £700 on average, compared to £486 for state-funded residents.

The report said: "National average self-pay fees for nursing care across the country are now approaching £1,000 per week, with developers of new-build provision targeting well over £1,000, depending on the specification, location and segment of the market addressed.

“LaingBuisson surveys now indicate that about 10 per cent of existing nursing care capacity is in the £1,200 per week plus bracket.”

Fees for self-funded residents have been increasing rapidly as councils struggle to pay care homes enough to cover their costs.

Earlier this year a report by the Communities and Local Government Committee found that self-payers paid an average of 43 per cent more than state-funded residents for the same room and care.

In most cases older people must pay for their own residential care if they have assets worth more than £23,250.

The LaingBuisson report added that the introduction of the new living wage will put more upward pressure on care home fees. Care homes will have to increase charges by at least 3.9 per cent every year to maintain their profits.

The National Living Wage was introduced by former Chancellor George Osborne and first came into force in April last year at £7.20 an hour, rising to £7.50 an hour from April this year.

The report also calls on regulator the Competition and Markets Authority to examine whether the higher fees paid by self-payers are fair. The body is due to publish a market report about care homes next month.

It said: “The CMA may wish to consider whether the wide disparity in fees paid by local authorities and self-payers for the same level of accommodation and service amounts to a cross-subsidy which results in detriment to the consumer.”

William Laing, the report’s author, said that a national shortage of state-funded care home places could be imminent as businesses are no longer able to survive on the low fees offered by councils.

He warned that “financially stretched local authorities are likely to continue to offer only sub-inflation fee uplifts to care homes”.

Owain Wright, of not-for-profit agency Care Funding Guidance, which advises families on care home fees, said: "We always say to families to plan for fee increases - they never seem to go down.

“In the past couple of years, because homes have been taking on a great deal of extra cost, we’ve seen double-digit rises in some areas.”

最关键的是园友他们有会打麻将吗?

花三分之一的钱北京有好几家夏天长白山,冬天海南岛,春秋天在北京的医护型养老院,有亲属入住反应很好,周边全是能打麻将的高手 {:5_142:}

早几年周游世界把财产全部花光,花不完的捐献给中国希望工程,然后你就可以靠council了。 {:5_137:}

给个名字?
不算你打广告!
哈哈

所以我要把身体锻炼好。同样是老,能不能自理,很不一样。争取不要瘫痪,一闭眼就走。

我一直觉得这有个漏洞在里面呀,如果英国老人退休之后把所有资产转移到美国或者中国,每年有一笔分红或者租金,以现金形式一次性转账到英国,供奢侈型消费,然后在英国就是低收入,基本支出都靠政府,政府是靠什么招杜绝呢?

个人财产2万英镑是council 判断标准。 你必须英国无房子,账面没2万。 汇款到英国马上就被政府收走支付养老费。

难怪看council房子竟然停了一大堆小汽车。
感情可以有车呀。

一个英国大白人跟我说的,给老人找护工一定要找贵的好的,然后把房子卖了钱花了,这样以后政府找的护工才能是一个档次,因为你可以告诉政府你一直用的是高档次护工,要不然政府就给你安排低档次的。

养老院700一周,里面也包括住宿和伙食。如果住在自己家,请个全职护工要多少钱呢

中国人常说,养儿防老,也不是没有道理的。哈哈哈哈哈哈哈

去年有个黑色喜剧,bbc的,大胖子Jo Brand演的,叫Going Forward
讲一个护工钟点工把妈的房子卖了,却要把钱都吐出来给她妈请extensive care的。
很悲伤。

英国前几年就一直在说要号召家庭防老了,说要跟东亚学习,宣扬家庭观念。
最新的保守党还要出政策,鼓励员工最多停薪留职休假一年,照看年长的长辈。
算是从政策层面鼓励家庭养老了。

不算打广告的话,我可以告诉你一个,北京有一个 恭和苑,酒店一样的小套间,可以一个一间,1万2一个人/月,或两口子一间,1万四一个人。。。以前做养老项目时考察过。

政府查这个查的蛮严的,至少我同事的一个朋友好像是住在她妈妈名义下的房子,然后他妈妈要进养老院,他们想尽办法要把房子过户到子女名字下,我这个同事就说以后等她老了,先把房子给自己儿女再说,然后再去养老院,免得人财两空

比上海便宜多了,上海最贵的一个,好像要50万入住费,每个月再交1万多吧

我婆婆就是给NHS做这种工作的,她是晚上做工的,就是晚上到你家,监督你吃药,吃饭,就这样,所以像他们这种工作,NHS提供车子的

入住费我刚没说,,我记得是要200万的资金证明什么的。。
不过这个算是在北京很上档次的医养结合的地方了,听说还有更贵的,越贵越要排队入住,入住前要先评估,才告诉你一个月你需要花多少。

资金证明而已,上海是实打实直接交出来的,但是等人死了之后,钱会还给你,但是你想想啊,一个老人50万,100个老人多少,而且还给你是不给利息的,就是说,你十年前50万,十年后也是50万,所以估计是开发商拿去做投资了