英国买房有政府补助?!

最近听个朋友说他一个英国朋友买房子还有政府补助,就是政府会帮付一部分钱。请问还有这样的事情吗?

没有人知道吗?

有的。我一个朋友嫁了个英国人,他们买房就是,政府给付了首期,但是10年以后要还,无利息。具体怎么弄我就不知道了。他们是去年还是前年弄得。

貌似英国政府和开发商会出首付的那一部分资金的贷款,其他是找银行贷的。

http://www.build.co.uk/construction_news.asp?newsid=91026

First Buyers Benefiting From New Shared Equity Scheme

19/03/2009

Housing Minister Margaret Beckett met one of the first people in the country to benefit from the Government’s new HomeBuy Direct scheme.

Mrs Beckett met Sally Taylor, a 25-year-old policewoman who is buying at Barratt Homes Equinox development in Cheltenham. Sally is buying a two-bedroom flat for £99,000 which would have cost £142,000 without the help of HomeBuy Direct.

The scheme helps eligible buyers purchase a home for as little as 70% of the market price with the help of an equity loan funded by the Government and the participating developer.

The equity loan, which can cover up to 30% of the property’s price, is provided without a fee for the first five years and can be used as a deposit.

Barratt is one of the first developers to offer HomeBuy Direct and has already had 20,000 people register their interest in buying a shared equity home.

Mrs Beckett met Sally at Barratt’s Kennington Park Square development, in Kennington, London, one of the many sites where homes are available under the scheme.

Mrs Beckett said: "This scheme is helping first time buyers by offering young people like Sally an affordable way on to the housing ladder. The interest we’re seeing in HomeBuy Direct really shows there is an increasing appetite for these types of shared equity schemes.

“We know buyers are finding it difficult to enter the market at the moment and HomeBuy Direct is part of a range of actions we have taken to support people aspiring to buy a place of their own, and to help house builders facing tougher times. We are always looking at what more we can do to restore stability to the housing market.”

Up to 18,000 first time buyers will be helped through the £400 million HomeBuy Direct scheme, which is also supporting the construction industry in the current economic climate.

那么说政府只是给个无利息的贷款,并不会帮出一部分钱吧?具体申请要求是什么?

首先肯定要是英国人吧~~~

需要是英国人这一点我知道,除了这个呢?具体有什么要求?

http://www.communities.gov.uk/housing/buyingselling/ownershipschemes/homebuy/socialhomebuy/

具体去看看吧,有很多种。你首先都要是在housing waiting list上或是key workers或是current local authority or housing association tenants。要看你的具体具体情况了。有收入是肯定的,因为要根据你的收入情况决定贷款你的金额。

那就是说只是给政府贷款,并不是不要你还了,是吧?

对啊,利息比商业贷款低,只要1%

肯定要还的呀,那有借钱不还的道理。主要是政府想帮忙FIRST TIME BUYER的首付款。相当于是政府(有时候会和房地产开发商合作一起贷款)低息帮你出一部分首付,尾款是更贵的通过商业银行的贷款来解决的。这样你不需要有多少自己的资金就能买房。不过钱是肯定要还的。

计划都是对低收入的人的。。。家庭收入不能超过60千。。

有60千的收入还叫低收入?

60千不低了,如果是两个人的话

英国人比较有钱都 60不算什么