为何HSBC拒绝我开户?

换一个银行呗,何必非用他家的呢

我觉得他家还不错的,尤其是mortgage的利息很低。而且以前的那个信贷部的经理很nice,帮我好多忙。。。可惜现在跳了

我也是HSBC10年的客户了,当初用了几年后回国了,注销了其他银行的,留着HSBC的账户没关,里面存了一百多镑,几年以后回英国,发现我的账户还在,也没被扣钱。我去银行要求他们给我寄了新卡,网银手机银行照旧,一直用到现在。被扣钱的确定自己是普通的current account么?我记得他们客服曾经告诉我他们有种账户是能在国外随便取钱没手续费的,那种账户就需要月费。

我刚到英国那段时间,去过几乎所有家附近的银行大概有四个多吧,就是HSBC 同意给我开户了,相对其它银行还是比较容易的吧!

The chances of rejecting a client’s application on the grounds of previous complaints received are very slim in the world of retail banking. I doubt your complaints would be the reason if you’re telling the whole story.
From what you have described I suspect that your branch manager had some concerns over your visa.
A bank may also refuse an account application for reasons such as poor credit rating (bankruptcy especially), fraud or suspicion of committing money laundering. HSBC is particularly careful on anti money laundering recently.
(I’m not suggesting that your case had anything to do with the above.)

Under normal circumstances, banks have the rights to refuse an account application and do so without giving the applicant a reason.

我问过 毕业生账户 如果你以前没有他们的学生账户 他们基本上都不给开 。 只有开普通账户

HSBC店大欺客