就算80以后不能吃喝玩乐，如果70退休，满打满算也就十年啊 。。。。
80你还不知足？我要是能吃能睡活到80，那就心满意足了
说实话，我真的没太懂，感觉很复杂。请问大哥如果交到一半就死了那钱是不是谁也拿不出来了？
我不是觉得80不满足，我是觉得退休以后活的时间太短。假设我50退休，哪怕65死了也比70退休活到90强
Pension也是遗产，可以让别人继承的。
SIPPs and death
One of the great tax advantages of a Self-invested personal pension or SIPP is that they allow you to pass on your pension to your beneficiaries on your death. Your beneficiaries can normally choose to take the pension fund as a lump sum or leave it invested in a SIPP.
What happens to my SIPP when I die?
You can nominate whoever you like to receive your SIPP on your death. This could be your spouse, children or grandchildren, or you can nominate someone unrelated to you if you wish. You can also leave some, or all, of your SIPP to charity.
You do not need to leave the benefits to just one person, you can split them in whatever proportion you like, so each of your beneficiaries receives a share of your SIPP. To inform us of your wishes you should complete a SIPP death benefit nomination and expression of wishes form.
How are death benefits paid?
Beneficiaries of your pension will normally have the choice of taking the pension fund as a lump sum or leaving the fund invested and using it to provide an income.
If they choose to leave the pension fund invested they can take income as and when required. Any funds left invested will continue to benefit from being in a tax-advantaged pension wrapper.
What tax will need to be paid? The tax treatment of death benefits paid from your pension depends on two factors:
Your age when you die.
Whether or not the pension funds are ‘designated’ to your beneficiary within two years - designating the funds just means transferring them into the beneficiaries’ names.
天天混吃等死的状态真的没你想得那末有趣
哈哈哈，我现在就是在家不上班，混吃等死啊，挺好的
哈哈，为什么要靠养老金，干嘛不想想这30年里会有一天会改变命运，中个彩票什么的，那养老金这点儿皮毛还算钱吗？
我有朋友以前离开英国的时候申请退税，就是把他这几年交的税全部退回，好像要保证自己再也不回英国来工作和长久居住，具体也不是很清楚。
听你的话，马上去买彩票 
谁中谁请客，
龙哥说的客观长远