BMW INSURED WARRANTY选择问题,请大家传授一些经验,谢谢。

BMW INSURED WARRANTY一共三个方案可选,最高级别的COMPREHENSIVE除了消耗品基本都保,相对来说比较没有后顾之忧;最基本的COMPREHENSIVE只涵盖大的部件,最费钱的部分,但可能也是最不容易出问题的部分。不知道其他小问题的发生几率及费用如何,是否值得为了每年省下几百镑而冒险。想了解一下4-6年的车可能会出现哪些问题,希望各位车主能提供一些宝贵经验,不胜感谢。下面附上三个不同方案涵盖的范围。

1.BMW COMPREHENSIVE COVER

Comprehensive Insured Warranty covers all mechanical and electrical components of your vehicle for defects - except the items listed below:

All exhaust components (except catalytic converter)
All service items which will require periodic replacement
Any item that has worn out which has covered more than 100,000 miles
Auxiliary drive belts
Batteries - including BMW i3 and BMW i8 high voltage and auxiliary batteries
Brake and clutch facings
Bulbs and fuses
Channels and guides
Cleaning or adjustment of any component/carbon/soot buildup
Coolant and fuel hoses
Discs and drums
Glass
Handles, hinges and check straps
Trim, upholstery and cosmetic finishes
Wheels and tyres
Wiper blades and arms
Weather strips and seals

2.NAMED COMPONENT COVER

Named Component Insured Warranty covers all of the mechanical and electrical components outlined below.

Please note that any components not specifically listed are not covered.

The maximum claims liability covered by Named Component Insured Warranty is the purchase price paid for the vehicle, inclusive of VAT.

Braking System
All hydraulic components, including but not limited to the following:

Master cylinder, brake callipers (excluding seized units), wheel cylinders, brake limiter valve, apportioning and compensator valves, brake servo unit, vacuum pump, ABS pump, ABS modulator/control valve and sensors.

Casings
Casings are covered when damaged by the failure of an insured component.

Cooling System
Water pump, viscous fan coupling, radiator and expansion tank, oil cooler, heater matrix, cooling fan motor.

Clutch
Release bearing, master and slave cylinders. This excludes burnt out parts and general wear and tear.

Electrical System
Alternator, starter motor, starter solenoid, distributor, electronic control units, electronic ignition module, wiper motors, heater fan motors, central locking motors and solenoids, window motors, horn, washer pump motors, sun roof motor, electric door mirror motors, relays, fuel tank sender unit, switches.

Engine
All internally lubricated components, including but not limited to the following:

Cylinder head, cylinder head gasket, valves (excluding decarbonisation, burnt or pitted valves and valve seats), valve springs, valve guides, camshaft and bearings, camshaft followers, hydraulic lifters, timing gears, timing chains, piston and piston rings, cylinder liners and liner seals, connecting rods and small end bearings, gudgeon pins, crankshaft and crankshaft bearings, oil pump and oil pump drive, distributor driveshaft, flywheel, starter motor ring gear, engine management sensors.

Final Drive
All internally lubricated components, including but not limited to the following:

Crown wheel and pinion, differential gears and bearings, 4X4 transfer box, halfshaft, halfshaft bearings, driveshafts, bearings and constant velocity joints, propeller shaft universal joints and centre bearing, wheel bearings, final drive sensors. This excludes rubber boots and gaiters.

Fuel System
Fuel injection pump, pump drive gear, lift pump, fuel pump relay, fuel system electronic control unit. This excludes fuel injectors/glow plugs.

Gearbox
All internally lubricated components, including but not limited to the following:

Gears, shafts, synchroniser hubs and baulk rings, selector shafts and selector forks, internal bearings and bushes, oil pump, valve and valve block, clutches and brake bands, governor, torque converter, modulator valve, gearbox sensors. This excludes external linkages.

Miscellaneous
The rectification of oil leaks is not covered and the cost of seals and gaskets will be accepted where they are required as a direct consequence of a valid claim under the insurance.

Steering
Steering rack or box, power steering pump, idler box, reservoir. This excludes rubber boots and gaiters.

Sundries
Working materials e.g. oils, filters, antifreeze are claimable as a direct result of a valid claim providing the vehicle is not within 1,000 miles of its next scheduled service.

Timing Belts
Timing belts and tensioners are covered providing that the last due change has taken place as specified by the manufacturer’s schedule (proof required). Damage subsequently caused if timing belt has not been changed as specified by the manufacturer is specifically excluded.

Turbocharger
Factory fitted turbocharger, intercooler and wastegate.

3.DRIVELINE COVER

DriveLine Insured Warranty covers the main components that contribute to the engine, transmission and drive-train of your BMW.

Please note that any components not listed are not covered.

The maximum claims liability covered by DriveLine Insured Warranty is £5,000 inclusive of VAT.

Casings
Casings are covered when damaged by the failure of an insured component.

Engine
All internally lubricated components, including but not limited to the following:

Cylinder head, cylinder head gasket, valves (excluding decarbonisation, burnt or pitted valves and valve seats), valve springs, valve guides, camshaft and bearings, camshaft followers, hydraulic lifters, timing gears, timing chains, piston and piston rings, cylinder liners and liner seals, connecting rods and small end bearings, gudgeon pins, crankshaft and crankshaft bearings, oil pump and oil pump drive, distributor driveshaft, flywheel, starter motor ring gear, engine management sensors.

Final Drive
All internally lubricated components, including but not limited to the following:

Crown wheel and pinion, differential gears and bearings, 4X4 transfer box, halfshaft, halfshaft bearings, driveshafts, bearings and constant velocity joints, propeller shaft universal joints and centre bearing, wheel bearings, final drive sensors. This excludes rubber boots and gaiters.

Gearbox
All internally lubricated components, including but not limited to the following:

Gears, shafts, synchroniser hubs and baulk rings, selector shafts and selector forks, internal bearings and bushes, oil pump, valve and valve block, clutches and brake bands, governor, torque converter, modulator valve, gearbox sensors. This excludes external linkages.

Miscellaneous
The rectification of oil leaks is not covered and the cost of seals and gaskets will be accepted where they are required as a direct consequence of a valid claim under the insurance.

Sundries
Working materials e.g. oils, filters, antifreeze are claimable as a direct result of a valid claim providing the vehicle is not within 1,000 miles of its next scheduled service.

Timing Belts
Timing belts and tensioners are covered providing that the last due change has taken place as specified by the manufacturer’s schedule (proof required). Damage subsequently caused if timing belt has not been changed as specified by the manufacturer is specifically excluded.

Turbocharger
Factory fitted turbocharger, intercooler and wastegate.

要买就买全保的,不差那点钱,你买的目的不就是怕坏么,问题是什么东西坏什么时候坏这个不好说。

我选的COMPREHENSIVE,保修不扯皮,服务很好,我自己觉得挺放心很值。

多谢提供经验。能否方便说一下你的车是哪年的,大概用了几年,期间出过什么问题吗?你的warranty大概多少钱?超过6万miles保费增加的很多吗?谢谢!

有道理。