请问用remortgage的钱买商业物业

各位想咨询一下,我有一套resident property 今年12月份可以remortgage大概100千,可不可以用来投资商业物业?什么银行提供这样的贷款?利率大概多少?

可以的,一般银行都可以吧,不然就找broker。我前几个月刚remortgage了自住房,之前是mortgage free。52%的loan halifax 5年定息1.44%(natwest给一样的offer)。主要看你的收入和remortagage房子的价值。他们会问你用途,Halifax稍微严一点。ps我是直接自己找的银行。

楼主问的是商业地产贷款,这个只有几个非主流银行给贷款。

主流银行同样做商业贷款。。。

He/she is using the money from remortgaging residential property to invest in commercial property. He/she is not buying a commercial property through mortgage. There is a difference between them! The bank may ask how he/she will spend the money (and they may not ask for evidence at all!). I am talking from my own experience.