英国准备买房,第一套房还是第二套房的问题

准备暑假后买房,在英国是第一套房。但在中国名下有一套房,虽然已经卖了,但因为我们人 在英国,不方便办理过户,所以房子还在我们名下,实际已给别人居住使用,等过户后,就把剩余款项支付。
现在英国买房贷款,怎么说呢,是第一套,还是第二套。很纠结,诚信的讲,还是第二套。

我记得只要你三年之内把第一套房子卖了,都可以把额外的印花税退回来

好的。多谢回复。

都没有关系,因为中国不是的main residency. Replace main residency property 不需要多交税的。https://www.tax.service.gov.uk/calculate-stamp-duty-land-tax/#/print

并没有这条吧,不要断章取义


If you replace your main home
You won’t have to pay the higher rates if you sell your main home on the same day you buy your new home.

If you sell your main home after you purchase your new home you’ll need to pay the higher rate. You can claim a refund of the higher rates if your old home is sold within 3 years of buying your new home.

You can claim a refund by changing the original return or completing a SDLT repayment request form. This must be claimed within 3 months of the sale or one year of the filing date of the return, whichever comes later.

https://www.gov.uk/guidance/stamp-duty-land-tax-buying-an-additional-residential-property#if-you-replace-your-main-home