https://www.gov.uk/government/publications/public-funds
只要你老公不是你的sponsor,用自己的存款签证一点问题都没有，里面哪些exception写的很清楚，具体内容自己看home office public funds的内容，连接如上
也只能拿很短一段时间，2年半签证，1年半后就要准备续签，要收入18600的话，就又不能继续申请tax credit了，如果到时不停掉，算骗福利了，所以，LZ自己要盯牢一点。
Most categories in the Immigration Rules require people to be able to maintain and accommodate themselves without having recourse to public funds. A person should not necessarily be refused leave if their sponsor relies on public funds.
You must check if the applicant has declared on their application form that their sponsor is claiming public funds. You must then check with the relevant issuing authority whether the amount of funds the sponsor receives would increase as a result of the applicant joining them.
Paragraphs 6A-6C of the Immigration Rules explains what the position is when an applicant is not claiming public funds themselves but their sponsor relies on public funds
If a sponsor needs to claim more public funds to support the applicant, you must refuse the application. For example, if the sponsor claims income-based jobseeker’s allowance and this would increase if their dependant was granted leave as their spouse. You must refuse the application under the relevant paragraph of the category under which leave is being sought with reference to paragraph 6A of the rules.
If the sponsor needs to claim more public funds to support the applicant but these are funds the sponsor and dependant would be jointly entitled to you must not refuse the application. For example, if the increased funds fall under the tax credits regulations, such as Working or Child Tax Credits, then you must not regard the applicant as having accessed public funds.
从home office指引看，只要是被迫要求联名申请的福利不会影响签证，而主动加入配偶来增加收益的福利会影响。红字部分直接说明tax credit是可以拿的。
A person subject to immigration control is not considered as accessing public funds if it is their partner who is receiving the funds they are entitled to.
Child and working tax credits are claimed jointly by couples. If only one member of a couple is subject to immigration control, then for tax credits purposes, neither are treated as being subject to immigration control.
第17页也写明，跟HMRC的描述是一样的。
A person subject to immigration control can claim certain public funds when they have a right to reside in the UK if they live with a family member who is a: British citizen, or national of a country in the European Economic Area (EEA).
如果你老公是英国籍，你还可以申请更多的福利：
Attendance allowance
Carer’s allowance
Council tax reduction
Child benefit
Child tax credits
Personal independence payment
Working tax credits
Disability living allowance
Contribution-based employment and support allowance (ESA)
Severe disablement allowance
Social fund payment
Universal credit.
查到答案了
续签会被拒绝，福利部当然说可以领、因为他们不负责续签
可以领福利，但是到时候会变成10年期的配偶签而不是5年期的
请问一下，收入证明需要18600是申请人的收入要达到这个数还是夫妻双方加起来超过就可以了？
双方一起
额是挖坟贴
太好了，我简直是快被吓死，这个月底就要申请了，有人说必须是申请人自己有那么多收入，有的人又说夫妻双方加起来到就可以
好，我跟他说，不能因小失大！！
chlid tax credit是联名申请的啊。
我说的绿卡就是永居签证啦。我老公也是说他领，又不是我领，不关我事。但是他说领的那个钱是打到我银行帐号的，因为是我在照顾小孩，这关不关我事呢？我之前听我朋友说的，说他也不可以领任何福利，一直到我拿到永居
我们申请的时候他工资有18600啊，然后我来了后，他嫌工作辛苦，就辞掉了。。。然后换了份工作就没有18600了。现在这个是低于150000啊，18600离这个还远着呢。
这么多。。。不过领福利总是不大好咯，除非到了非领不可的地步吧，我已经教育我老公不能领了，谢谢你啊！
我老公跟我说的。。。。我说应该是15000吧，他硬说是150000.。。。。
是啊，我已经叫他不要领了。本来我就不喜欢领福利这种行为，他还要做，我叫他看大家的回复了，他说不领了，谢谢大家了：））
为什么最好不要呢？我叫我老公不要申请，他不肯啊，说星期一就寄出去，我就赶紧上来问问了。