各位好，想请教一下，大概10年前建好的one bedroom flat有必要花钱做survey么？还是银行的valuation就够了？
多谢了！
do you have mtg or not? if you apply for mtg, the mortgagor will ask you to do survey or valuation if you call it that way. And you may not do a separate survey, but it is for your own benefit. as the 10 guarantee has expired.