房子offer接受了,residential mortgage打算fixed rate,如果选5年,但是如果明年回国了,房子转consent to let, 是能按原有fixed rate连续剩余的4年吗?谢谢!
Consent to let normally just lasts for 12 month and you have to ask your lender after that to extend it.
Given your case, they probably will just tell you to change to buy to let.
不要对consent to let 抱有任何希望,这个是lender主观决定的东西。
rate很有可能变成一个很高的rate,所以建议不要选fixed rate,或者选那种没有early repayment fee的