12/4 更新
在抢白菜那楼吐槽归吐槽， 正事还是要继续的
这一间虽然说offer被接受了，可是负责的中介S小姐很难联系并且办事很拖（所以等的同时还在各处约房看）
昨天一早broker说S小姐两天没回email, 很多信息不清楚没办法正式提交贷款申请
而下星期一银行会使用新系统，今天（星期五）3点钟不提交，星期一就要所有步骤重走一遍
急忙打电话给中介说明情况（联系不到S小姐），1点半中介经理给我电话说信息已提供给broker了
两点钟S小姐才出现，给了我一律师的报价（说好了让我自己挑的list呢？？
）
Charges in connection with your purchase £750.00
Our fee for acting on behalf of your Lender* £150.00
Completing/submitting Stamp Duty Land Tax Return on-line £75.00
Bank telegraphic transfer to remit completion monies** £45.00
File closure and archiving fee £40.00
Miscellaneous expenses £45.00
On-line ID verification (£5 per person) £5.00
=£1110.00+VAT @ 20% thereon £222.00
=£1332.00
Disbursements:
Stamp Duty Land Tax @ 1% of purchase price £xxxx.00
Local Authority/Environmental/Water & Drainage searches (approximately) £210.00
Land Registry registration fee (AP1 on-line) £95.00
Chancel Check Insurance £14.95
Land Registry search (OS1/OS2) £3.00
Bankruptcy Search (£2.00 per person) £2.00
=£324.95
Total = £1656.95
然后还要100多镑leasehold相关费用
If the property you are purchasing is leasehold, there are often additional payments to be made to the Freeholder or Managing Agent on completion, such as apportionment of ground rent, service charge and insurance calculated to the date of completion. The landlord will also charge a registration fee for registering the transfer to you (and your mortgage, if this is required.) This varies from Lease to Lease but is normally in the region of £100.00 plus VAT.
I am pleased to be able to offer to you our unique in-house No Move Fixed Fee Guarantee Plan. For just a small additional fee of you can have peace of mind that should this particular matter not proceed for whatever reason (eg if you are gazumped, if the property fails survey or even if you simply decide you do not wish to proceed with the purchase of this property), your solicitors’ legal fees will be capped at £125.00 plus VAT plus disbursements.
这些合理吗？ 相对不到200k的flat会不会有点贵…
那£125.00 plus VAT该不该付了买个安心呢？
糊里糊涂出了offer竟然被接受了，
可是卖方有两个条件
to put down a holding deposit of £500. This would only be refunded if there was an issue with either the management pack or a down valuation and you choose to no longer purchase the property.
The second condition is that you would use a recommend solicitor for the purchase of the property.
请问各位大神，issue with the management pack 会是什么？
down valuation 是指银行估价不值我们出的offer对吧?
第二个条件我觉得是agent开的吧，卖方会管我用哪个律师吗?
还有就是那房子里现在还有租客，卖方说要给两个月notice，这我觉得可以接受。
要真的答应给500镑订金，我们除了要求那房子off market，还有什么能要求的吗?
