买高层的Flat,还需要买Building Insurance 嘛?

买高层的Flat,还需要买Building Insurance 嘛?
房子是Lease Hold, 我觉的应该是ShareHolder统一给公寓买保险吧?
每年6000英镑的Service Charge。

如果是英格兰,那应该是freeholder的责任,不过check with management company.

Thanks you very much! it is in London.

房子本身不用买,可以自己买保content的保险

xiexie! : )