没有ID,怎么申请现金卡或者是提前支付的那种卡

朋友没有ID,黑这里了,大家懂的。今天问我怎么样才能开一个卡,估计银行是肯定不可以了,所以那些cash card,prepaid card都可以。主要是成天现金太不方便了。

我也不懂这些事,所以来问问大家。刚才自己Google了一下,英国的反洗钱好像越来越严了,所以银行都是需要ID的,地址什么的。大家都知道的吗?

邮局有那种电子钱包。可以存钱取钱。

现在还有这样的东东?没听说过。给个连接,咱也学学。

自己去邮局问呀。 应该还有吧。这东西 就存钱取钱。开电话都不行。

找那种XX金融汇回国不就完了

我朋友想在这边用,而不是回国。回国寄钱基本都是用这些金融公司。

prepaid card有很多啊。
http://www.moneysupermarket.com/prepaid-cards/
http://moneyfacts.co.uk/credit-cards/prepaid-credit-cards/

不检查ID的很多卡额度就很受限制了。

要真是好朋友,你自己申请个prepaid card给他用不就得了。反正这东西又不可以透支又不会影响到你的credit.

谢谢MM

我也找了一下,不过没有部要求ID的。问题就是,现在不能给ID。

用我的名字短期可以,长期了可能也会有问题。因为我也不打算在英国了。

What’s a card with reduced spending limits?
We’re legally required to confirm your identity when we receive your application.As long as we can do this, you’ll receive a card that allows you to shop online and in the high street, as well as withdraw money from ATMs. The maximum balance you can have on the card at any one time is £5,000.
If we’re not able to fully confirm your identity, you’ll receive acard that still lets you shop everywhere, but has a total spending limit of £1,600 a year (up to £600 of this can be withdrawn from ATMs). The single transaction limit is £600. If you’re happy with this, you don’t need to do a thing.
If you’d like to upgrade your card, we’ll need you to send us certain documents to confirm your identity. Please see upgrading your card for more information. There’s a £5 admin fee for this identity check that’s taken from your card.
Please note, if you’re given a card with a reduced spending limit and don’t want to go ahead, you can still change your mind. Contact us before activating your card, or within 14 days of activating it, and we’ll cancel your card and refund your £5 application fee if applicable and any remaining balance on the card.

摘自Orange的Prepaid card, http://cash.orange.co.uk/faq/#q5

其实这种受限制的prepaid card还有好多。主要是pay in的方式受限,消费额度受限,使用方式受限。如果仅仅只是用来刷卡买东西,这种不需要验证ID的受限模式就够了,除了Orange我记得还有其他一些prepaid card也是这样,有受限模式和完全模式。

瞧瞧cashplus家的摘自http://www.mycashplus.co.uk/help/get-a-card.aspx

Am I sure to get a Cashplus prepaid card?
You’re guaranteed* to get our prepaid card as long as you live in the UK and are at least 18 years old. Additional Cashplus prepaid cardholders must be at least 13 years old.

We’ll try to verify your name and address details with the other information that you provide us. If we aren’t able to do this, we’ll set you up on our Express Access account and send you details on how to upgrade to our Total Access account.

对这些发卡机构来说,给你发个受限制的卡只是一点点小钱,花费是prepaid,还能收服务费,真是无本生利,何乐不为。对于能办到银行卡的人来说,这些prepaid card完全是毫无意义。

另,在Payzone,Paypoint可以买到一些诸如Ukash,Spark之类的prepaid card,如果不想提供ID注册,一样的只能获得Express Access Account这种受限模式,基本就只能当作gift card来买个东西什么的。
以下是ClearCash家的prepaid card,Total Access and Express Access的功能对比以供参考,每一家prepaid card提供商都差不多。你朋友要是真缺,就仔细去对比看看,找家不那么纠结ID的而且服务费又便宜的。

What’s the difference between Total Access and Express Access?
It’s well worth upgrading your account to Total Access:
Express access Total access
Maximum balance £2,000 £5,000
Maximum top up £2,000 £5,000
Maximum annual top up/spend £2,000 Unlimited
Maximum spend per transaction £800 Available balance
Maximum ATM withdrawals per day £250 £500
Maximum ATM withdrawals per year £800 Unlimited
Maximum additional cards X 4
Top up: bank transfer X Tick
Top up: wages payment X Tick
Top up: Post Office or retail outlets Tick Tick

谢谢你啊,牛!