最近broker给了个贷款illustration，上网去那个lender看，有两种贷款，一种buy to let, 另一种let to buy. 我们的是后面这个，然后rate3.5…
网上自己查的buy to let rate都在3一下，不知道btl和ltb到底啥区别？
google了一下， 有一段这样说
Let to Buy Mortgage Pros and Cons
ProsYou can rent out your existing property in order to buy another home locally or in a completely different location within the UK It's a really good way to retain your property if you're relocating as a result of a job or change of circumstance for a period of time and have a need to purchase a new property whilst you're away It's a way to retain your original property as an investment and benefit from the mortgage being paid by the tenants It can be of real benefit when used to break the buyers and sellers chain if you are having trouble selling your property or if you have little or no equity and would rather wait before selling Let To Buy can be start to building a property portfolio that you could benefit form in the future, acting like a form of long term pension provision, once the mortgage on the property is paid off The rules are different from Buy To Let as you may be able to borrow a higher proportion of the property value, which means you may need a smaller deposit or if you have plenty of equity in your current property possibly no deposit is required at all.
http://www.godirect.co.uk/mortgages/let-to-buy-mortgage.php
求助下大神们
