入籍和state pension 问题

有一问题请教。
如果入籍后,回国工作生活。将来退休是否也能拿英国的state pension?

就那点退休金,你还计较?

不可以 要交够一定数额

是根据你NI来算的吗?不知道哪里有可以咨询的。谢谢。

全世界你最有钱~~~!!!:cn07:

男子汉,大丈夫,有本事,就自己去赚.自己不贡献,老想占便宜,算什么事!

这个和很多人入籍了,还在用过去的中国护照回国是一样的道理。
在英国就吃英国豆腐,在国内就吃中国老百姓的豆腐。

这不是福利 怎么是白得 也是要交钱 才能让你老有所依阿

你父母在国内不拿养老金吗 如果不拿 就说明你们家就是真的有钱 如果拿也没什么阿 只能说明你一直都是工薪阶层阿

state pension是根据你交了多少年的NI来算的,你如果交够了就可以拿,没有交够的他就只给你部分。你到政府网站看看就有很多information了,肯定有答案的
http://www.direct.gov.uk/en/Pensionsandretirementplanning/StatePension/index.htm

根据我记忆,你退休时交够了30年的NI就可以拿全额state pension,但如果只交了部分,比如说你只交了10年,他就给你10/30的,只交了2年,他就给你2/30的。例如state pension到你退休时候一个月500,你只交了2年的NI,他就给你500x(2/30)一个月。你如果长期在国内工作的话,肯定在英国交不满那么多年NI的,应该它是根据你交了多少NI来算,而不是你是不是英国公民。就算你没有入籍,而是PR(或许其他种类的合法签证也可以,这我不确定),只要交足了NI也可以拿全额的state pension的。

但是怎么说呢,到我们退休还有几十年,到时候退休年龄也要升高了(我查过对我来说要68岁才能退休),况且这些年间政策还不知道怎么改呢,我觉得楼主现在过于担心这个也没用。你现在搞得再清楚,几十年后政策可能早就大变样了。

你可以看这个page
http://www.direct.gov.uk/en/Pensionsandretirementplanning/StatePension/Basicstatepension/DG_10014671

Will you get a basic State Pension?
You can get a basic State Pension by building up enough qualifying years before State Pension age.

A qualifying year is a tax year where one of the following applies:

•you have sufficient income to pay NICs
•you are treated as having paid NICs
•you are credited with enough NICs

In 2010-11, you need to have £5,044 or more of such earnings if you are an employee or £5,075 or more if you are self-employed.

You can get an idea of how many qualifying years you have and what this means for you by using the State Pension profiler. This simple tool helps you estimate quickly how much basic State Pension you may have built up to date and when you can claim it. It will also help you see how you are affected by recent changes to the State Pension.

How many qualifying years do you need?
The number of qualifying years you need for a full basic State Pension depends on your age and whether you are a man or a woman.

Men born before 6 April 1945 usually need 44 qualifying years.
Women born before 6 April 1950 usually need 39 qualifying years.
Men born on or after 6 April 1945 need 30 qualifying years.
Women born on or after 6 April 1950 need 30 qualifying years.

To find out more about the State Pension, you can download the leaflet ‘State Pensions – Your guide’.

谢谢了。很有帮助。