英聯事務所提供各种房屋保险方案 (住家房屋外墻,學生家居財產,投資物業Landlord保險), 为您的房屋、公寓和更多财产提供从基本保障到综合保障的各种级别保险!
Residential Buildings Insurance Cover at a glance
• 火險,天災Fire, smoke, explosion, lightning, earthquake
• 惡意縱火 Malicious damage or vandalism
• 水險 Storm or flood
• 下陷 Subsidence or heave
• 水或油逃生Escape of water or oil
• The standard sum insured for buildings is £400,000
• The standard sum insured for contents is £50,000
• Excess (理賠行頭,墊底費) £100
Optional Extras available including Accidental Damage (人爲意外損壞), Home Emergency cover up to £500(房屋紧急/突发狀況保险 - 停電,沒水, 沒 Gas, 沒Heater),& Legal Expenses cover up to £50,000.
Landlords Insurance Cover at a glance
• 火險,天災Fire, smoke, explosion, lightning, earthquake
• 惡意縱火 Malicious damage or vandalism
• 水險 Storm or flood
• 下陷 Subsidence or heave
• 盜竊Theft or attempted theft
• 水或油逃生Escape of water or oil
• 安排租客暫時住所Alternative accommodation for tenants
• 意外門鎖或損壞或鑰匙被盜Accidental damage to the locks or theft of the keys
其它保險業務
Income Insurance for life’s essentials Cover at a glance 收入保險
• Up to £2,000 monthly benefit, subject to a maximum of 65% of gross monthly income
• Full Accident, Sickness & Unemployment, Accident & Sickness only and Unemployment only cover options available
Mortgage Payment Protection Insurance Cover at a glance 按揭還款保險
• Up to £3,000 monthly benefit, subject to a maximum of 75% of gross monthly income
Please note: The maximum monthly benefit amount your client can select will be their monthly mortgage repayment, plus related insurance premiums, plus an additional 33% on top of this amount, subject to the above limits
• The option to defer the first 3 or 6 months premium payments
• Full Accident, Sickness & Unemployment, Accident & Sickness only and Unemployment only cover options available
Life and Critical Illness Assurance 人壽及嚴重疾病保險