我知道有些律师对资金来源相对宽松, 有些相对严格, 但是他们在反洗黑钱的法律框架内, 到底对资金来源追溯到什么程度才算是合理的 ? 我的这个律师明显是缺乏对待中国资金和中国购房者的经验, 也明显不是很了解中国国情, 至少是不知道和不理解国内打钱出来是有限额的, 而我在中国的银行账户他也要就最少一年，最好两年的资金追溯时间, 资金每往上追踪一层这麻烦就是成倍的增加, 她来来回回就强调:“evidence of all funding, including any funding from yourself and the origin, source of those funds with a bank statement to show the funds available”, 这钱的来源她到底可以没完没了的要evidence到什么程度?
Be EXTREMELY careful about the source of funding, and don’t go down the route to find a solicitor who doesn’t care much about your funds, but will still act for you. Even you don’t have any trouble with your solicitor, it doesn’t mean your bank will be satisfied with your funds and release it with no question.
My friends have done exact the same thing as you did, they have transferred around 380k from China over to UK, all parents savings but via different people, due to the annual Forex limits, they wanted to purchase property in UK, initially no solicitor was willing to accept them or has raised stringent funding proof requirements.
They eventually “luckily” find a solicitor seemed to be easy-going and accepted their case and started to act for them; all went well, until the contract completion day, when they conducted the bank to transfer out their money over to solicitor’s account; it’s all got frozen and held up by High Risk Transaction team of the Fraud department.
They are suffering 4.5% daily interest on the overdue payment as they are unable to complete on time.
