房子都是freehold house，在英格兰北部，曼城之类。花几千镑可以买房子12年的lease（找律师把自己变为房子的legal executive),这12年内的净收益归自己。
12年后有3个option: 1 退回给owner,不再收费。2 按12年前原价买下，8万镑的样子。（12年间租金收益自己收着）3 卖掉，增值的多余8万的自己赚，12年间租金自己保留。
颇为动心，请教这个可不可行？？谢谢大家!
这12 年， 你交多少ground rent? management fee? service charge?
为什么可以按照原价格买?
卖给谁？12年后不是lease到期了。卖也是原房东卖啊。
这是值得注意的，我得问问，谢谢
花几千镑买12年Lease? 房东自己出租一年也收几千镑租金了，干嘛要卖给你赚？
Lease Option Arrangement :
Briefly, you get power of attorney ( becoming the legal executor of this Property), thus allowing you to take advantage of the NET Rental Income over this period. Based upon the current rental income that is now being achieved from this property the NET RENTAL INCOME that you will receive has been calculated to be a minimum, circa:- £ 44,064 during the 12 year lease option term. HOWEVER, Rents are increasing in this area so your NET INCOME ( Profit ) is likely to be greater over the 12 year lease term Rents are set by you and can be increased / decreased at your discretion.
3 Options Available To You
End of / During or after the 12th year:
Option 1: ‘Give Back’ the property to the original owner
After the 12 th Year you can give the property back to the original owner at no further expense. ( Retain all the rental income. Minimum £ 44,064 )
Option 2: ’ Purchase the property at anytime during the 12 year term ’
Purchase the property at anytime during the 12 year term for fixed price of £ 64,000 ( Still, retaining all the rental income).
Option 3: ’ Sell the property outright ’
Sell the property at anytime during or just before the 12th year and any amount achieved over and above your fixed purchase price of £ 60,000 is then assigned to you.
Example:
Sell the property in the year : - 2027 ( Year 10 of the Lease Term )
Achieve a sale price of £ 90,000 from this property. You retain £ 26,000 ( £ 90,000 - £ 64,000 )
Therefore your exit profits, based on the above financial illustration are as follows:
Proceeds from the sale of the Property: £ 26,000
Proceeds from the Net Rental Income Generated During the lease: £ 36,720
- 120 Months or 10 Years x Your Net Rental Income ( Minimum of £ 306 per month ) -
Exit Profits £ 62,720
NOTE: Between 2012 to 2017: trends show that property
NOTE: Between 2012 to 2017: trends show that property prices here have seen their values increase by: £ 22,020 which equates to a 16.03 % rise. Which ever option you choose you always retain the net rental income up until you purchase, sell or give back the property: circa £ 44,064
Essential Investors Financial Information
Tenure: Freehold
Location: Gr. Manchester ( OL11 )
Guide Price: £ 6,950
Current Rental Income: £ 5,100 per year ( Tenanted )
Property Type: 2 Bed Terraced House
Net Rental Yield: 52.83 %
Arrangement:- 12 Years ’ Power of Attorney Agreed
Guide Price: £ 6,950
Current Rental Income: £425
Current Monthly Mortgage Payment: £119 pm
Annual Net Cash Flow: £3,672
Lease Term: 12 Years
Expected Gross Cash Flow during the term of the Lease: £61,200
Your Net Cash Flow during the term of the lease: £44,064
Financial Returns
Offers in the region of:- £ 6,950
Rental Income:- £ 5,100 pa
Rental Yield:- 52.83 %
我把具体的贴在底下了，麻烦看看谢谢
说是急用钱，卖房需要等几个月。这就是我担心的地方，怕有问题
If it sounds too good to be true, it usually is.
没做过这种投资，但是如果一个投资你实在是看不懂的话，不投是比较好的选择。
我现在能看到的问题就是房子的修缮费用，比如房子有结构性问题，或者有害草这样的问题，你作为lease holder是不是应该负责。这样的损失有可能会超过房价。。。
谢谢！很有参考意义
对。。。
OL11已经不算是曼城了。离曼城也有点距离了。你要看看附近的出租率怎么样 房子的状况怎么样。不然的话 等于你这12年再帮别人修房子了
谢谢告知，我对曼城还不了解
如果freeholder缺钱，卖断12年使用权来换取一笔钱，也是不错的选择。国内门市房很多卖断5年几年的换取大量现金的，这笔钱比租金一年一年给便宜。房主拿去做其他投资，还不损失房产，双赢
有律师把关，骗钱是不会的。就是看你能不能拿到预期中的收益率咯
这种其实是房地产包装成结构化理财产品， 愿赌服输， 输和赢都没多少钱。
我们普通看到的是资金池房地产理财产品，投一笔钱买房，固定期限之间，承诺年回报多少的。
太复杂看不懂的， 我不投。 我今年买格力股票，都利润40%了， 要投就投靠谱的，分享成长。
电视节目Property under the hammer 一个好像叫blackpool 的地方，2015年freehold 的houses 才23k，简单整理好每月租金450镑。太惊叹了，如果伦敦的房价上涨趋势不快买来做什么？400k的房子才租不到两千。
确实啊，北边的rental yield是最高的，blackpool房子好便宜啊
谢谢，是得看好不好租。目前是有租客