Lloyds TSB
#History of Lloyds Bank
The origins of Lloyds Bank stretch back to 1765, when John Taylor and Sampson Lloyd set up a private banking business in Birmingham, England. Two sons of the original partners followed in their footsteps by establishing a bank – Barnetts Hoares Hanbury and Lloyd - in London’s Lombard Street. Eventually, this became absorbed into the Lloyds Banking Company.
Over the years, Lloyds Bank expanded through a series of mergers, including the Wilts and Dorset Bank in 1914 and the Capital and Counties Bank in 1918. By 1923, Lloyds Bank had made some fifty take-overs, one of which was the last private firm to issue its own bank notes – Fox, Fowler and Co. of Wellington, Somerset.
1911 saw the formation of Lloyds Bank (France) when Lloyds Bank acquired Armstrong and Co., based in Paris and Le Havre. From 1917 it was run jointly as Lloyds and National and Provincial Bank. In 1955, Lloyds Bank bought full ownership and it became Lloyds Bank (Foreign) and later Lloyds Bank Europe.
A strong connection with South America began in 1918 with the acquisition of the London and River Plate Bank. The later merger with the London and Brazilian Bank resulted in the Bank of London and South America (BOLSA). In 1971, Lloyds Bank bought the controlling interest in BOLSA and merged it with Lloyds Bank Europe to form Lloyds and Bolsa International Bank. This name changed in 1974 to Lloyds Bank International (LBI) and LBI was itself merged into Lloyds Bank in 1986.
1988 saw the Bank merge five of its businesses with the Abbey Life Insurance Company to create Lloyds Abbey Life.
By the early 1990s, Lloyds Bank had offices in 30 countries, from Argentina to the USA. In New Zealand, an already commanding presence as the National Bank of New Zealand was further strengthened by the 1994 take-over of the Rural Bank, making it the leading provider of agricultural finance.
On August 1 1995, Cheltenham & Gloucester (C&G) joined the Lloyds Bank Group. Later the same year, on 28 December, Lloyds Bank Group merged with TSB Group to form Lloyds TSB Group plc. In September 1996, Lloyds Abbey Life became a wholly-owned subsidiary of Lloyds TSB Group.
#History of TSB
In 1810, the Reverend Henry Duncan of Ruthwell, Dumfriesshire, set up a bank to help his poorest parishioners save for times of hardship. It was such a popular scheme that by 1818 there were 465 savings banks in Britain (including 182 in Scotland). The Trustee Savings Bank Association (TSBA) was established in 1887 to help the individual banks co-operate and to advise on matters of common concern.
The Central Trustee Savings Bank was set up in 1973 to provide the savings banks with a banking and clearing service. In 1975 it became a member of the London Bankers Clearing House. That same year, a reorganisation put 73 local institutions in place, and a later review reduced this again, to 16 regional savings banks.
There was considerable growth during the 1970s and 1980s as the range of services expanded and the number of depositors increased. To keep pace, another reorganisation was necessary and, in 1983, the remaining 16 savings banks gave up their individual identities to form TSB England and Wales, TSB Scotland, TSB Northern Ireland and TSB Channel Islands.
The 1985 TSB Act opened the way for the group to restructure in preparation for its stock market flotation in 1986. The following year saw a network of estate agencies set up, the acquisition of Hill Samuel Bank and Target Life, and the launch of Speedlink, Britain’s first telephone banking system.
TSB England and Wales became TSB Bank plc in 1989, and the newly-named TSB Bank Scotland plc and TSB Bank Northern Ireland plc became its subsidiaries that year. In 1991 Allied Irish Banks bought TSB Bank Northern Ireland and in 1992 TSB Bank Channel Islands became a subsidiary of TSB Bank. In 1995, the merger between TSB and Lloyds Bank formed Lloyds TSB Group plc, one of the largest forces in domestic banking.
#History of Lloyds TSB Scotland
-Background to Lloyds TSB Scotland
Lloyds TSB Scotland has 187 branches throughout Scotland with the power of the Lloyds TSB Group further demonstrated through those businesses represented in Scotland. Group companies operating in Scotland include Alex Lawrie, Lloyds Bank Registrars, Lloyds UDT, Private Banking and PhoneBank .
Lloyds TSB Scotland has emerged from the 3 Lloyds branches and 184 TSB branches which existed prior to the merger. In depth customer surveys have told us that the Lloyds TSB name is increasingly understood in the Scottish market, but that customers also value the distinctiveness of the Trustee Savings Bank heritage in Scotland. It was against this background that on the 28th June 1999 the Lloyds TSB Scotland brand was launched.
-products and services
Lloyds TSB Scotland offer the entire product & service range which is available through the Lloyds TSB Group in England & Wales. However, Lloyds TSB Scotland branches offer a range of mortgages which have been tailored specifically to meet the needs of the Scottish marketplace. These products are only available to homebuyers purchasing properties in Scotland.
The Lloyds TSB Foundations for Scotland allocates its funds in support of the Scottish community, to enable people, primarily those in need, to be active members of society and to improve their quality of life. The Foundation has three main objectives to which it seeks to allocate funds, these being social & community needs, education & training and scientific & medical research.
website:
http://www.lloydstsb.com/
_________________
但聚有缘走四海,
不落纤尘出凡间.
[ 编辑者 anita 于日期 09Jun04 ]
先发这些吧
伯爵,剩下的那些银行偶就不发了,这两天要准备回家了,比较忙,多多包涵
沙发
于 2004-06-09 01:41, anita 写:
于 2004-06-09 01:39, ingo 写:
有没有中文翻译啊。。。![]()
没有
谁想做翻译的话,请举手啊
翻译有没有钱啊
于 2004-06-09 05:56, desho55 写:
翻译有没有钱啊
呵呵,义务的
好资料!
可以慢慢找个利息高风险低的银行存点小钱~
灌水的我，路过
于 2004-06-09 06:18, tonyhtx 写:
好资料!
可以慢慢找个利息高风险低的银行存点小钱~
汗，图片好小
楼主只讲了’CREDIT SUISSE’ 没有瑞士的UBS吗？在世界上不数一数二，也至少第三了吧？
还应该有很多的
没有net west啊？net west果然不行吗？
[ 编辑者 chinchin 于日期 09Jun04 ]
这就没了
还是HSBC牛，历史也比那两个悠久
没TD呀…
thank you very much
谢谢mm了，无限支持！！
怎么没有RBS？都说了natwest时RBS的了，为什么不多介绍一下？希思罗机场外边的广告可都是RBS的呢。
这个好！
沙发舒服吗？
那么多人来挤，
还是我聪明，拉巴椅子支持！！
BTW:Barclays 那么多第一，8错