能不能把现在的房子送给孩子？反正以后也是她的。这样的话我们再买一个就是唯一的住房，是不是能省印花税？而且赠予超过7年的话，好像孩子不用交遗产税。
是的，但是你要想好一个问题就是，你确保你的孩子懂事，不会拥有因为这额外财富做一些一些负面的事情
是的，孩子我很放心所以想早点把房子给她，如果现在不给她，以后她买房我们还是要帮她的，还不如现在给她，我们还可以省点印花税。当然我也考虑到她以后配偶的问题，因为英国不保护婚前财产的。但不可能什么都考虑到啊。
好像每年赠与最高限额是5000，多了要交税。听说啊，具体你查查，问问律师，告诉我们一声。谢谢啦
你这是要买多大的房子多交多少印花税啊？
也不是很大，700K，主要还有就是万一过几年想卖，第二套房会有capital gain tax 的问题，但是卖唯一的房子就不会有这个税，到时候虽然是以孩子的名字卖的，但我们还是有支配权的。
赠予，你孩子不需要交税吗？
赠予孩子，孩子这方不用交CGT，父母需交房子买来和赠予之间市值差价的CGT，但是因为是父母的唯一房产，所以也不需要交CGT。
遗产税的话，父母活够7年就不需要交一分钱，不够7年按比例递减。
1赞
如果就一个孩子，可以把房子放到trust里面，孩子和自己做受益人有居住权/收益权，自己或其他亲属做受托人有支配权，这样就避免了不肖子孙卖祖产或离婚被分财产的风险。
至于你们后来买的那套房产，等你们两个死了以后再作为遗产传下去，因为有allowance所以也没多少遗产税可交。
3赞
是我记错了，还是你说反了呢？我怎么听说是要在给予子女遗产7年内老人去世才不收遗产税？
你那个逻辑上讲得通吗？临死前一秒钟转移财产一分税不用交，而死后遗产就要收全额？死前死后差一秒就是一个天和一个地的差别吗？
大部分人都是老死病死的，照你的说法这个遗产税是收了个寂寞了，大家都等自己快咽气的时候把字签了就好了，还需要研究怎么逃遗产税？
4赞
应该是你记错啦
If you die within 7 years
If you die within 7 years of giving away all or part of your property, your home will be treated as a gift and the 7 year rule applies.
Gift given away within 7 years of death will trigger inheritance tax!
你别光看标题，看内容啊！
The 7 year rule
No tax is due on any gifts you give if you live for 7 years after giving them - unless the gift is part of a trust. This is known as the 7 year rule.
If you die within 7 years of giving a gift and there’s Inheritance Tax to pay, the amount of tax due depends on when you gave it.
Gifts given in the 3 years before your death are taxed at 40%.
Gifts given 3 to 7 years before your death are taxed on a sliding scale known as ‘taper relief’.
你就算把房子赠送给孩子，再去买房子你也不是FIRST TIME BUYER了啊 
而且，以后你孩子也不是FIRST TIME BUYER了
Who doesn’t qualify as a first-time buyer?
As we’ve already ascertained, anyone who has owned a home before will not be eligible for first-time buyer status…regardless of whether you actually bought the home or not.
The ‘buyer’ part of the term first-time buyer can be a little misleading for those who have inherited property. They will indeed be buying for the first time, but the rules state that you must never have owned a home before, which doesn’t mean the same thing as never having bought one before.
Couples looking to buy their first home together need to be careful, too. As mentioned above, providing both of you haven’t owned a home before you’ll be fine, but if one of you has, then you will not be eligible.
The same rules apply for anyone lucky enough to have their property bought for them by their parents or anyone else. If the buyers own their own home, they will not be able to apply for first-time buyer status through you.
Prospective buy-to-let landlords are out of luck as well. Even if you have never owned a home before, you will not be able to take advantage of the new Government rules on stamp duty if you intend to use the property in question as rented accommodation.
我一直没搞明白 First Time Buyer 有什么卵用？
要是这样，那父母早早把房子给了子女不就不用遗产税了？
的确是啊，但是你有能力或是有胆量给吗？房子自己不用住？贷款还清了吗？自己仅有的房产早早给了孩子不怕不肖子孙把你踢出去老无所依？孩子再亲也是别人，财产给出去了就收不回来了，没个几套房子在手谁敢随便送一两套给孩子？
2赞
我没看出来first time buyer有什么用处，现在是买第二套房，stamp duty好高，楼主打算把现在唯一一套房产赠予子女，自己再去买第一套房，这样stamp duty按首套征收
不行的了
为什么不行呢！过户了，名下都没房子了