你看就这种情况还要demonstrate and provide proof
如果爱人名字不在房产证上面，不知道要怎么提供证明
https://www.ts-p.co.uk/news/rental-income-should-the-husband-or-wife-receive-it
If you want to change the way in which rental income is allocated between you, you will both need to sign what’s called a ‘declaration of trust’ in respect of each property. In the past HMRC only asked for evidence of a change in beneficial ownership in the case of bank and building society interest. This requirement now applies in respect of all types of property.
A declaration of trust is a simple form of trust deed, which states that although the legal title is owned by one or both of you, the beneficial interests (i.e. the right to receive income) are held by the party wishing to declare the income on their tax return. Therefore, whilst HM Land Registry might show the legal title to the property as being in your joint names, the declaration of trust sits behind the legal title, providing evidence of the way in which the actual benefit is apportioned and rental income paid between you.
这个基本上就跟车是一个道理，owner 和 registered keeper 不一定是同一个人， V5只能证明你是registered keeper。
但老公的收入超过了一定金额，是不让转的。
谢谢。
文章后面还写道： Where rental property is mortgaged further advice may be necessary. Please contact your mortgage provider to obtain their consent to a declaration of trust before contacting us to progress matters further. Not only is a transfer of the mortgage of interest likely to breach the terms of the mortgage with the lender, but being a transfer of an interest in land it could also trigger an Stamp Duty Land Tax liability if the sum outstanding is more than £125,000.
Before transferring assets both of you should also receive appropriate legal advice on the non-tax effects of transferring the beneficial interests in property between yourselves. In particular you may need to review your wills and consider what would happen to the properties if one of you died. You should also be aware of the implications for your respective estates and any financial settlement if you subsequently divorced or separated.
If you have any questions feel free to use our live chat facility.
做这个trust之前，还得得到lender同意 ？
这还挺技术性。。
我建议你找个accountant问下最靠谱，他们会给你合法合理的建议。
会计也不一定懂，还是有相关处理经验的人才行。
这个我弄过，叫form 17。要两个月才能生效
还有税局要证明，就是做个deed of trust。花了几百镑，但是每年可以省好几千税
不必经过lender 同意，贷款和私下夫妻协议和银行贷款除了以后有纠纷。纠纷前没冲突
1赞
有了这个法律文件trust（例如说夫妻双方interst 99:1），事实上不止是用来避税的手段，在有离婚纠纷的时候，一方可以使用deed of trust来占有房产99%和房产租金收入的99%？ 贷款却在另一方名下，风险他承担，收益配偶享受
如果配偶不同意卖，想卖房都卖不了。
我只是想的多了些
我觉得50:50分配挺好。
丈夫100K年薪，妻子全职妈妈。收租40K
要把收租的一般上缴税局还是DOT把大部分收租收益避税各有选择，每个家庭的状况都不一样。
1赞
所以老公可能会不同意？怕捡了芝麻丢了西瓜！
那出现纠纷怎么办？那就是贷款 breach contract，银行可以采取行动？
我觉得夫妻之间还有共同债务一说，不一定是贷款只在一个人名下另一方就完全没有责任？尤其是那一方实际有居住在房子里且有经济能力的情况下。
如果没有这个文件，老公会同意的。
有这个文件，相当于老公为家庭当牛做马，产生的利润归老婆，欠款还款的风险他来承受
爱你就是要给你所有！
婚姻里强势的一方给弱势的一方提一些经济保障不是应该的吗？
妻子在外没工作不代表在家也躺着吧？妻子对家庭的付出怎么衡量呢？签这种协议也是丈夫肯定妻子对家庭付出的一种方式。如果老公不肯签，那老婆反而要引起注意了，这是给自己找退路呢？
其实这种互相牵制的关系最利于稳固婚姻。没工作的一方不大可能因为这一套房产就随意离婚，因为离了就失去了长久的收入；而有工作的那一方因为投入了大额的沉没成本，才不至于肆无忌惮想离就离。
3赞
基本上都是高收入40%税收的，然后一个在家全职看小孩。虽然利息涨了，和房租比起来根本微不足道。高收入加上有几套税改之前买下来的很少有供不起贷款的，供不起贷款的基本上不会也没必要避税更不会去搞这些dot 和form 17。
有没有那个文件除非有婚前协议，英国合法夫妻伴侣挣多少一半归伴侣。税务50/50或者1/99 那个是税务节省。以后卖了不管是债务还是利润还不是一半一半。比如Adele 还不是得分一半财产给在家看小孩的前夫。
如果到了离婚法庭见的地步，这个文件不被法院承认吗？
除非私下协商50:50平分家产
https://www.harrowells.co.uk/site/blog/divorce-blog/does-marriage-affect-my-declaration-of-trust
你需要一个离婚律师，这个讨论超出了我的认知范围。
1赞
就是说到这里我想起的一个后续小问题。
如果真的到离婚闹到法庭那一步，不到最终判决，谁都不好说判决结果是什么。