貌似高利率下一些房东不干了

今天BBC头条。貌似高利率下一些房东不干了,轮到租客抢房子了。房租会接着涨,房东BTL贷款的增加会有一部分转嫁到房客身上。

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是的 每个人都能预见到的结果

给大家划一下文章的重点哈:

The government is due to introduce a new Renters’ Reform Bill in England before the summer, which it says will redress the balance in the market and provide more security for tenants.

政府的解决办法估计是类似Rent Cap保障房客的利益. 然后导致更多房东卖房, 房源更少。 :upside_down_face:

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强行干预自由市场的必然结果就是供需的更加不平衡

政府说了算啊。 :sunglasses:

房东待宰肥羊,即便被宰也无人同情,拍手叫好的人反而是多数,所以在英国在英国做房东真是憋屈。

现在开始进入btl市场的都是勇敢者,真正的为人民服务的金主。

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:rofl: :rofl: :rofl:

Lou Valdini from York has been a landlord for 20 years. He used to rent out three homes, but now has just one. The mortgage on his property has gone up from £294 a month to £621 and says he’s “not making any money” and is “actually losing an awful lot.”

As well as the mortgage, Mr Valdini has to pay several thousand pounds a year for ground rent, insurance, service charges and agent’s fees. He’s just put his tenants’ rent up to £645 a month.

“She hasn’t missed a day’s rent since lockdown, so I’m not going to put the rent up an extortionate amount for her,” he said. “But it does mean I’m subsidising her.”

没有每个月的房租利润支持,光看长期的capital gain,有几个房东能长期坚持下去?

难道钱放在银行或者投资平台就安全啊?总得有一个安全的去处。我两个银行账户都即将超出85K,我感觉也不是特别安全。

我现在再攒首付。打算入手一套自住,把自己现在的家租出去。

现在入手房子是不是早了点?!再过半年,有多套房的人,撑不住高息,拿出来甩卖,再下手!瞎说一下 :smile:

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自住出租好像以后卖的话要交capital gain tax , 好像算法很复杂的样子。。。。

让我仰慕一下你的赚钱能力!大师收关门弟子不? :heart_eyes:

我不能既要又要还要,总得舍弃一点的:joy:

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亲啊,我也是有爸爸妈妈的孩子啊:joy:

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现在我也不想买。等再攒攒的。不能买完房就两手空空了。

谢谢安慰我这种还在啃老的人 :rofl:

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还是你大气! :grin:

我孩子也13岁了,再过几年就可以帮忙管事了。她学习不好,我总得给她铺铺路。以后学一个两个技能,加上一些资产傍身就行。

咋培养?这得要有天分吧。有些人你让管根本不管不好。。。。。
我女儿感觉和傻大姐一样。。。。一看以后就是甩手掌柜的料。 :rofl: :rofl: