今天BBC头条。貌似高利率下一些房东不干了,轮到租客抢房子了。房租会接着涨,房东BTL贷款的增加会有一部分转嫁到房客身上。
是的 每个人都能预见到的结果
给大家划一下文章的重点哈:
The government is due to introduce a new Renters’ Reform Bill in England before the summer, which it says will redress the balance in the market and provide more security for tenants.
政府的解决办法估计是类似Rent Cap保障房客的利益. 然后导致更多房东卖房, 房源更少。
强行干预自由市场的必然结果就是供需的更加不平衡
政府说了算啊。
房东待宰肥羊,即便被宰也无人同情,拍手叫好的人反而是多数,所以在英国在英国做房东真是憋屈。
现在开始进入btl市场的都是勇敢者,真正的为人民服务的金主。
Lou Valdini from York has been a landlord for 20 years. He used to rent out three homes, but now has just one. The mortgage on his property has gone up from £294 a month to £621 and says he’s “not making any money” and is “actually losing an awful lot.”
As well as the mortgage, Mr Valdini has to pay several thousand pounds a year for ground rent, insurance, service charges and agent’s fees. He’s just put his tenants’ rent up to £645 a month.
“She hasn’t missed a day’s rent since lockdown, so I’m not going to put the rent up an extortionate amount for her,” he said. “But it does mean I’m subsidising her.”
没有每个月的房租利润支持,光看长期的capital gain,有几个房东能长期坚持下去?
难道钱放在银行或者投资平台就安全啊?总得有一个安全的去处。我两个银行账户都即将超出85K,我感觉也不是特别安全。
我现在再攒首付。打算入手一套自住,把自己现在的家租出去。
现在入手房子是不是早了点?!再过半年,有多套房的人,撑不住高息,拿出来甩卖,再下手!瞎说一下
自住出租好像以后卖的话要交capital gain tax , 好像算法很复杂的样子。。。。
让我仰慕一下你的赚钱能力!大师收关门弟子不?
我不能既要又要还要,总得舍弃一点的
亲啊,我也是有爸爸妈妈的孩子啊
现在我也不想买。等再攒攒的。不能买完房就两手空空了。
谢谢安慰我这种还在啃老的人
还是你大气!
我孩子也13岁了,再过几年就可以帮忙管事了。她学习不好,我总得给她铺铺路。以后学一个两个技能,加上一些资产傍身就行。
咋培养?这得要有天分吧。有些人你让管根本不管不好。。。。。
我女儿感觉和傻大姐一样。。。。一看以后就是甩手掌柜的料。