No chain, 律师说得要2到4个月才能交钥匙。我贷款已经办下来了。然后律师催我把Mortgage deed寄过去，说没有这个文件无法进行下去，于是我太太只能从国内寄快递到律所。
我查了下好像mortgage deed是要在search之前完成：
2. Contract, deeds and mortgage
Your solicitor will request the contract from your seller’s solicitor, who will proceed with drawing it up. This will include any issues raised in the documents, any discounts applicable and all of the forms that the seller has completed.
Your solicitor will also request a copy of the Land Registry title for the property.
If you are applying for a mortgage, the mortgage offer should now be forwarded to your solicitor.
3. Search and enquiries
The next step is to obtain searches, which is an essential part of the Conveyancing process, to ensure the property is not adversely affected by anything. A variety of searches may be needed, some specific to a location, but the most common are:
- Environmental search – checks for flooding predictions, ground stability, contamination hazards, the presence of landfill sites etc.
- Local authority searches – provides details regarding planning permissions granted and refused, building regulations certificates and information as to works carried out at the property. This also includes whether the property is in a conservation area and/or whether there is a tree preservation order connected to the property. The list goes on, but this search provides very important information.
- Water and Drainage search – checks that the property is connected to water and sewerage.
- Land Registry searches – the title register and title plan will confirm the seller’s right to sell the property.
Your solicitor will review the search results and the mortgage offer.
Your solicitor will then raise enquiries based on the Contract pack and search results.
不过，我听说search时间要更长（2-4个月主要就花在search上了）。大家有听说律师在走mortgage流程的时候就开始search的吗？ 如果这样可以，那我太太两周后过来再寄给律师不也不耽误？
我跟律师说了这些，但她没有回答所有的问题，而且口气上还是要我们现在就寄。可能得给她个电话她才会解释清楚。。。