完全正确
有娃的话50k恐怕是不够用的
知道很多人会上来骂，可是一个人的收入3口之家的支出，50K扣了税还剩多少大家可以算算。第二，我还真不知道一个月80，就听说这个benifit，觉得属于纳税人应该可以争取吧。第三，虽然50K，但是没有pension, 现在不攒钱老了靠谁？
小公司，不给交pension
确实，工作的不像做生意的可以偷税漏税一扣税就所剩无几了。
我也挺搞不懂那些骂楼主的人，他们家一家人收入50k，现实中很多人家庭每人收入20-30k好吗？算上税，他们一家人净收入反而少好吗？人家想省点钱，又不偷不抢，按照政府明文规定50k可以交税换取child benefit有错吗？真是搞不懂都什么心态？酸葡萄吗？你们要想想这是一家人收入啊！
他们懒得弄，争取一下啊，pension从工资扣的话，公司不附加，也没什么成本的。好处是不光你可以免税，公司没给你100要叫12.8%的税也免了，他们可以都放在pension里面
是啊，英国的我觉得税收一点都不合理，没有考虑家庭，既然家庭财产共有，那么收入的税是不是也应该按家庭计算，，
嗯，我叫他问问去。主要是公司肯定不愿意多交钱，不会出政府最基本以外的pension, 如果公司还会省钱那也许有希望
主要是确实考虑到孩子以后的托儿费用，每个月的基本家庭支出，真的是一点都存不下来，能够花就不错了
hehe楼主一家100k
允许领就领。不允许就不领。没必要为了这么点儿钱折腾
别人辛勤工作挣的钱，用不用 怎么用，是人家自己的选择。关你啥事？
请教啥叫 津贴或是免税额度？
哪有？不是50k吗？楼主说那是家庭收入啊
真是别人还好了，一个亲戚才这么多牢骚，之前各种压榨我们，不过还好早就不来往了，她身边现在没人跟她来往了，还觉得钱最重要。
You can try to get private pension, instead of company pension
Here comes a calculator which you can use. If you contribute £5,500 per annum, your husband net salary will adjust to £49,500. You not only can get the full child benefit for £1076.40 per annum, you also can get 20% (£1,100.00) basic-rate tax relief and also can claim back 20% (£1,100.00) more via your tax return.
*******As conclusion, you get £1076.40 + £1,100.00 + £1,100.00 = £3,276.40 more per annum and details as picture attached
http://www.hl.co.uk/pensions/interactive-calculators/tax-relief-calculator
****You can try to contact Aviva Pension, AXA Pension, Prudential Pension. They are more than happy to help
For those who jealous about her hubby income, they must be single and haven’t have any chance to raise a family. I think they are just mad. Never provide any help, but just insult her.
They net income per month only - £3,268.81 (after tax)
But, their expenses
2 Bedroom flat rent - £1,600 per month (just a flat for zone 3)
Council Tax - £125 per month
Grocery - £480 per month
Internet, Phone, TV license bill - £65 per month
Car maintenance & Road Tax (minimum cost for 10 years old second hand car, just calculate repair cost to pass the MOT & Road Tax) - £50 per month
Car insurance - £50 per month
Petrol or train ticket to work - £180 per month
Electric, gas and water bill - £100 per month
Entertainment (Eat out once a week) - £190 per month
Stuff for kid (like clothes, nappies and etc) - £100 per month
Cloth for adults - £60 per month
They minimum need to spend £3,000 per month, if they live in London. I feel ashamed, you just bully her without helping them
Note: I haven’t include the cost of travelling back to home country. If her family like to travel back to her country every 2 years. I also haven’t included any money she like to give her parent as pocket money per month. And furniture cost haven’t included
If you all read the news, you should the first-time buyers need to earn £77,000 a year to live in London
http://www.theguardian.com/business/2015/may/04/first-time-buyers-need-to-earn-77000-a-year-to-live-in-london
別華人欺負華人, 人在海外不熟悉當地finance planning. We should help her instead of bully her
好详细，谢谢建议。我们来研究一下。之前也是一直纠结没有pension以后是个问题。
福利相对于你老公的工资来说很少，犯不着你这么削尖脑袋，费脑子。。。
大家为什么都在说lz呢？50k的工资，扣完税一个月也就3千出头，很多吗？如果是一个单身租房的，是比较多，可是对于一个家庭一点都不多，是很拮据好吗，我们是3口之家，我家房贷和娃托儿所的钱一个月就是3千，各1500，再加上其它各项家庭开支，council tax，水电气，食物，养车，油费，交通，偶尔出门吃饭，我们一个月最少要5千，这个还不包括出去旅游，我以前没算过，那天一算我和老公都下了一跳。