BoE说下个月有可能要降利率 － 这对房市会有啥影响

我爱我家 买房贷款
#1

请大家踊跃发言分析！
如果利率真的降， 贷款买房的春天到了嘛？

Source: http://www.bbc.co.uk/news/business-36673005

The Bank’s key interest rate - currently at a record low of 0.5% - is its chief tool of monetary policy.

Mr Carney was speaking to business leaders in his second speech since the UK’s vote to leave the EU.
“In my view, and I am not pre-judging the views of the other independent Monetary Policy Committee (MPC) members, the economic outlook has deteriorated and some monetary policy easing will likely be required over the summer,” he said.

This points to the likelihood of a cut to interest rates from their already record low.

It also creates the distinct possibility of further quantitative easing over the summer.

#2

个人浅见，利率下降，对房市绝对是个利好消息

#3

In theory yes, rates cute boost property market. But if history gives any guidance, when BoE first cut rates, housing price continues to nosedive, it’s up only when economy revived

#4

同意，房地产的周期会比经济周期慢一拍的，因为相对其他资产，房产的流动性还是差了点

#5

至少对房价会有一定的支撑作用，主要还是看保守党的动作现在。

#6

有利于稳定房价

#7

可能对BTL有一定支撑吧，否则按现在的租售比以及预期，还有税收政策，BTL可能会被赶尽杀绝

#8

估计，房子真正降价得到明年

#10

excellent news

#11

现在的利率已经很低了，如果再将，真的创历史了！

#12

负利率就是鼓励释放货币流动性咯~ 肯定对于房市是好的消息

#13

真降了再看

#14

Dont think it’s good news for the property market. If you think about the reason why BoE decides to cut rate, it confirms the market might crash.

#15

很多房东是30年，20年前就开始做房东了，他们拥有大量房产，你觉得他们会被赶尽杀绝吗？

#16

国债都是负的收益率，是不是国家要崩溃了？不仅要降利率，还可能QE呢。

#17

negative bond yield only means people are looking for safe haven assets ( desperately )…

#18

说的就是增量呀，你拿前两年的房价比租金，当然没有任何风险了，但现在要入市的能不谨慎吗，按目前的政策租售比赚钱很难，如果再失去增值的预期，我看不出BTL还有什莫吸引力

#19

哪些大资金这么非赖在英国不走啊，就是现在投资房产也有正的回报率啊？

#20

你如果说的是现在入场做房东，我同意你的看法，确实有风险。不过利率这么低，现金放着也贬值啊。

#21

现在BoE利率好像只有0.5%？再降似乎对贷款也没有多大影响？贷120K好像即便降到利息只有0.1%（减去了0.4%），一个月也只省了50镑……？还是砍价划算的样子 {:5_132:} 不是很懂。。求解